Blacklisted Loan - Licensed Loan Advisor
Hotline: +6016.7499.182
License No: WL7291/10/01 – 6/220916

About Business Loan

Perhaps you had lost your job or source of income and could not make payments for a while. Maybe you had an outstanding charge you did not know about, and it went to collections. Maybe you had to default on a loan. We understand the feeling of hopelessness when you need an urgent loan, just to find out that due to circumstances beyond your control, you have been denied a loan. You still need cash, but without a loan, what can you do?

A blacklisted loan is a loan that is available to you despite having poor credit, or being blacklisted by the banks.Although a blacklisted loan has a slightly higher interest rate than a loan you would get if you had better credit, it comes in handy in times that you need an urgent loan the most –whether for an emergency, or to start rebuilding your credit.

With rapid approval and far more forgiving terms and conditions to qualify, a blacklisted loan can meet your urgent financial needs and allow you to get fast cash while rebuilding your credit score –even if you have a bad one.

Eligibility

Photocopies of Identity Card & Driving Licence

Repayment Scheme

1.5% One Month (Unsecured Loan)

Total Loan 3 Months 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
1000 348.33 181.67 8.33 56.67 42.78 35.83 31.67
5000 1741.67 908.33 491.67 283.33 213.89 179.17 158.33
10000 3483.33 1816.67 983.33 566.67 427.78 358.33 316.67
50000 17416.67 9083.33 4916.67 2833.33 2138.89 1791.67 1583.33
100000 34833.33 18166.67 9833.33 5666.67 4277.78 3583.33 3166.67
500000 174166.67 90833.33 49166.67 28333.33 21388.89 17916.67 15833.33
1000000 348333.33 181666.67 98333.33 56666.67 42777.78 35833.33 31666.67

1.0% One Month (Secured Loan)

Total Loan 3 Months 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
1000 343.33 176.67 93.33 51.67 37.78 30.83 26.67
5000 1716.67 883.33 466.67 258.33 188.89 154.17 133.33
10000 3433.33 1766.67 933.33 516.67 377.78 308.33 266.67
50000 17166.67 8833.33 4666.67 2583.33 1888.89 1541.67 1333.33
100000 34333.33 17666.67 9333.33 5166.67 3777.78 3083.33 2666.67
500000 171666.67 88333.33 46666.67 25833.33 18888.89 15416.67 13333.33
1000000 343333.33 176666.67 93333.33 51666.67 37777.78 30833.33 26666.67

Terms & Conditions

Representative Annual Percentage Rate (APR) or Range:

  • maximum 18%

Fees of Loan Application:

  • Processing Fee:RM 50
  • Runner Fee:RM 50

Implications of Non-Payment:

  • Additional 1% interest rate charges if payments are late or missing.
  • No legal consequences if payments are late or missing.
  • No legal actions will be taken if payments are late or missing.
  • No impact on credit score if payments are late or missing.

Renewal Policy:

  • Minimum 3 Months & Maximum 5 Years of repayment period.
  • Automatic Extension of Loan which passed the payment period.
  • Upon renewal, there will be no fees or (interest) rate changes.