Frequently Asked Questions - Licensed Loan Advisor
Hotline: +6016.7499.182
License No: WL7291/10/01 – 6/220916

We have various loan types to meet your unique financial needs. And they are personal loan, business loan, Collateral Loan, underqualified loan, car loan, fast loan, housing loan and blacklisted loan

Firstly, you must be either a Malaysian,Malaysia Permanent Resident (PR) or work permit holder. Next you must fulfill the minimum criteria of RM$20,000 gross salary per annum.

If you are unable to meet the above requirements or lack of the required documents, you can always bring along an eligible person as your surety for the loan.

You can either visit our branch office with the necessary documents (see above) or submit an online loan application. And our friendly loan consultants will assess your financial situation and work out a favourable plan for your loan and repayment.

We do not encourage borrowers to take up any cash loan unless they have understood their financial situation and fully aware of the repayment schedule. There are tough consequences for non-payment of the loan and they are as follows:

  • High interest for late payment
  • Legal action with cost to be claimed against borrower
  • Bad credit profile of borrower will affect his/her housing loans and credit card application and even job stability